Share Draft (Checking) Account

This is a basic checking account having no minimum balance requirement and no monthly service charges.

Our Checking Account also offers:

  • No per check fees
  • Direct Deposit and Payroll Deduction available
  • 24 Hour access to your account through ATMs
  • Overdraft protection available
  • Free on-line Bill Payer provided you pay at least one bill online each month

The benefits of our Share Draft (Checking) Account are clearly better than what is offered at other financial institutions. Some services such as stop payment orders, copies of share drafts, and items returned for insufficient funds require a processing fee. See our fee disclosure for details.

Regulation GG: Unlawful Internet Gambling Enforcement Act (UIGEA)

UIGEA prohibits persons engaged in the business of wagering and betting from knowingly accepting payments from another engaged in unlawful internet gambling. This notification is to inform you that restricted transactions, as defined under the UIGEA, are prohibited from being processed through your accounts. Restricted transactions include transactions in which a business accepts credit, funds, instruments or other proceeds from another in connection with unlawful Internet gambling.

By maintaining a Norfolk Municipal Federal Credit Union (NMFCU) account, you agree to not use your account, including any access device or service made available to you by NMFCU for conducting any illegal activity including unlawful internet gambling. NMFCU may terminate your account relationship for this activity.

Check Ordering Information:
When you need to reorder checks. Please look at your reorder form – if it is from Harland, please contact the credit union to reorder. NMEFCU no longer has a business relationship with Harland, any attempts to reorder through Harland will be denied. If you are retired and have your retirement direct deposit to the credit union, your checks are free. To receive free checks, you need to reorder via the credit union – if you reorder online, you will be charged for the checks. Questions – please call us at 757-822-6166